Note: The MySuper default option changed on 30 September 2020 and has a single investment strategy that applies to all ages; there is no longer a different investment strategy for members aged 55 and over. The asset allocation of some other options have also changed marginally since 30 June 2020. For more information, refer to the Investments Supplement available on our website at www.maritimesuper. com.au
This option invests approximately 75% in growth assets and 25% in defensive assets.
Investment objective (after fees and taxes over rolling 10-year periods)
To outperform the annual rate of inflation (CPI) by around 2.75% pa.
Most suitable for members who are willing to accept a medium to high risk of a negative return in any one year.
Minimum suggested investment timeframe
Normally five years or more
Standard Risk Measure
Risk Band: 5
Risk Label: Medium to High
Risk versus return
This strategy has significant emphasis on growth assets with the aim of achieving higher returns, together with some lower-risk defensive assets to reduce the short-term risks associated with growth assets. It offers a higher expected long-term return than the Moderate option. A negative annual return is anticipated on average 3-4 times every 20 years but negative returns may be more or less frequent.