Investment Option – My Super 55 and Over

Note: The MySuper default option changed on 30 September 2020 and has a single investment strategy that applies to all ages; there is no longer a different investment strategy for members aged 55 and over. The asset allocation of some other options have also changed marginally since 30 June 2020. For more information, refer to the Investments Supplement available on our website at www.maritimesuper. com.au

 

This option invests at least 95% of funds according to the target asset allocation of 70% in growth assets and 30% in defensive assets and the remainder towards the MVP approach.

 

Investment objective (after fees and taxes over rolling 10-year periods)

To outperform the annual rate of inflation (CPI) by around 2.5% pa.

 

Suitability

Most suitable for members who are willing to accept a medium risk of a negative return in any one year.

 

Minimum suggested investment timeframe

Normally five years or more

 

Standard Risk Measure

Risk Band: 4
Risk Label: Medium

 

Risk versus return

This strategy has significant emphasis on growth assets with the aim of achieving higher returns, together with some lower-risk defensive assets to reduce the short-term risks associated with growth assets and the MVP approach to manage extreme volatility. It offers a balance between sound long-term returns and lessening the impact of extreme market downturns. A negative annual return is anticipated on average 2-3 times every 20 years but negative returns may be more or less frequent.

 

Target Asset Allocation