Investment Option – Cash

This option invests 100% in defensive assets


Investment objective (after fees and taxes over rolling 10-year periods)

To outperform the annual rate of inflation (CPI) and perform in line with the UBS Australia Bank Bill Index (net of tax and fees)



Most suitable for members whose most important consideration is that there is little chance of a negative return


Minimum suggested investment timeframe

Short term


Standard Risk Measure

Risk Band: 1
Risk Label: Very Low


Risk versus return

This option provides long-term security but do not expect any growth over inflation. It provides the lowest risk of short-term losses among the investment options. A negative annual return is very unlikely.


Target Asset Allocation